Bank of Baroda credit card: Benefits, Eligibility

 

Bank of Baroda is one of India’s most trusted and leading public sector banks, the bank was established in the year 1908. It has all over 5000 plus branches and the headquarters present in Vadodara, Gujarat, India.

The Bank of Baroda offers a variety of financial products to their customer, with a wide range of loans, credit cards, and many more. In this topic you get the idea about the Bank of Baroda credit card services, we try to simplify the term and benefits, types of credit cards and the bank of Baroda credit card benefits, how to apply for Bank of Baroda credit card, and the document required for the application.

Also read: DOP Bank

Types of Bank of Baroda Credit card:

Actually, the Bank of Baroda provides four kinds of credit cards to their customer in this blog we are going to see it one by one in detail. In the below section we highlight the benefits of each of their credit card.

1. Bank of Baroda Easy Credit Card:

The Bank of Baroda Easy Credit Card the customer can spend up to Rs. 35000/- and above for the year.

Features:

1. If the cardholder spent Rs. 100 on grocery, departmental store for shopping or spend on the movies tickets then the customer is rewarded with 5 point
2. 1 reward point on every Rs. 100 spent on ot0her categories
3. The cardholder also get the 0.5% cashback on credit card payment

Benefits:

1. 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs. 400 and Rs. 5000
2. Convert the purchase of Rs. 2500 and above by using your Bank of Baroda credit card into easy EMI option for 6 to 12 months.
3. You can also redeem your reward points as cashback and other exciting options
4. Get welcome benefit of 500 reward points on the card activation

Joining & Annual fee:

The customer can join the Bank of Baroda Easy credit card at just Rs. 500 and the same annual charges of Rs. 500/-

Apply

2. Bank of Baroda Select Credit Card:

The Bank of Baroda Select Credit Card the customer can spend up to Rs. 75000/- and above for the year.

Features:

1. If the cardholder spent Rs. 100 on Dinner, Utility Bills like light bill, gas connection bill, etc. or spend on the online shopping then the customer is rewarded with 5 point
2. 1 reward point on every Rs. 100 spent on ot0her categories
3. The cardholder also get the 1000 bonus reward point every month

Benefits:

1. 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs. 400 and Rs. 5000
2. Convert the purchase of Rs. 2500 and above by using your Bank of Baroda credit card into easy EMI option for 6 to 12 months.
3. You can also redeem your reward points as cashback and other exciting options
4. Get 1000 reward points on 5 transactions of more than Rs. 1000 per month

Joining & Annual fee:

The customer can join the Bank of Baroda Select credit card at just Rs. 750 and the same annual charges of Rs. 750/-

Apply

3. Bank of Baroda Premier Credit Card:

The Bank of Baroda Premier Credit Card the customer can spend up to Rs. 1.2 lakh/- and above for the year.

Features:

1. If the cardholder spent Rs. 100 on Dinner, travel and Abroad international spends then the customer is rewarded with 10 point
2. The cardholder also get a complimentary airport lounge 24×7 concierge
3. 2 reward point on every Rs. 100 spent on ot0her categories

Benefits:

1. 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs. 400 and Rs. 5000
2. Convert the purchase of Rs. 2500 and above by using your Bank of Baroda credit card into easy EMI option for 6 to 12 months.
3. You can also redeem your reward points as cashback and other exciting options

Joining & Annual fee:

The customer can join the Bank of Baroda Premier credit card at just Rs. 1000 and the same annual charges of Rs. 1000/-

Apply

3. Bank of Baroda Prime Credit Card:

With the Bank of Baroda Prime Credit Card, the customer can spend up to Rs. 75000/- and above for the year.

Features:

1. If the cardholder spent on anything then the Bank of Baroda credit cardholder received 1% cashback on all spends
2. The cardholder also get a guaranteed issuance against FD of Rs.15000 or more without any income proof

Benefits:

1. 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs. 400 and Rs. 5000
2. Convert the purchase of Rs. 2500 and above by using your Bank of Baroda credit card into easy EMI option for 6 to 12 months.
3. You can also redeem your reward points as cashback and other exciting options

Joining & Annual fee:

The customer can join the Bank of Baroda Prime credit card at just Rs. 0 and the same annual charges of Rs. 0/-

Bank of Baroda Credit Card Benefits:

All four Bank of Baroda Credit Card provide some common benefits we mention them below:

• Free Add-on Card: Get up to 3-lifetime free add-on cards for your spouse, parents, siblings, or kids (above age 18)
• In-built insurance cover: Get free Personal Accidental Death Cover to ensure financial protection of your family
• Zero liability on lost card: Report loss of card immediately to ensure zero liability on any fraudulent transactions
• Interest-free credit facility: Avail up to 50days of interest-free credit card from the date of any purchase
• Revolving credit facility: Pay the minimum amount due and finance your spending at your convenience

How to apply for a Bank of Baroda credit card?

There is two procedure to apply for a Bank of Baroda credit card, the person who wants the Bank of Baroda credit card need to visit the nearest Bank of Baroda branch to apply for a credit card. The bank credit card executive will attend to you and explain all the above mention details and ask you for the required document.

Another way to apply for a Bank of Baroda credit card online through the bank website, if you guys want we provide you a detailed article on How to apply for a Bank of Baroda credit card online?

Required documents for Bank of Baroda Credit card:

• Proof of Identity:
  • PAN card (mandatory)
  • Aadhar card (mandatory)
  • Voter’s ID card
  • Passport
  • Driving Licence
• Proof of Address:
  • Aadhar card
  • Passport
  • Utility Bills
• Proof of Income:
  • Salary slip
  • Bank statement for the last 3 months
  • Form 16

Check the Eligibility for Bank of Baroda Credit Card:

• The customer must be 18 years old or above
• The customer must be salaried or self-employed
• They should have a regular source of income and should be Indian or NRI

Bank of Baroda credit card customer care:

financial institutions Bank of Baroda credit cardholders can contact the BOB Card customer to take care of any unresolved question via name, email, and SMS. here is the info:

BOB Card consumer care toll-free variety: 1800 223 224 (customer care executives aren’t available on public vacations, 2nd, and 4th Saturdays).

BOB Card client care email identification: [email protected]